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Terms of Use

Last updated: June 2026  ·  Applies to creddio.in and creddio.co

Please read these Terms of Use carefully before using Creddio's website and services. By accessing or using our platform, you agree to be bound by these terms.

1. About Creddio

Creddio is a car deal facilitation platform that connects prospective car buyers with authorised dealers across India. We collect competing dealer offers on behalf of buyers and present them with the best available deal. Creddio is not a car dealer, manufacturer, or financial institution.

2. Eligibility

You must be at least 18 years of age to use our services. By submitting a request on our platform, you confirm that you are 18 or older and legally capable of entering into a contract under applicable Indian law.

3. Our Services — For Buyers

4. Our Services — For Dealers

Dealers who participate in Creddio's platform agree to separate dealer terms. Dealers pay Creddio a commission only upon successful closure of a sale. Dealers must be authorised by the relevant car manufacturer to participate.

5. Accuracy of Information

You agree to provide accurate, complete, and truthful information when submitting a request. Creddio reserves the right to decline or cancel requests submitted with false or misleading information.

6. No Warranty

Creddio provides its platform on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy of dealer offers, vehicle availability, pricing, or the outcome of any transaction between a buyer and a dealer. All transactions are solely between the buyer and the dealer.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Creddio shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our platform, including but not limited to disputes between buyers and dealers, vehicle defects, financing arrangements, or delivery issues.

8. Intellectual Property

All content on this website, including text, design, graphics, and code, is the property of Creddio and is protected under applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

9. Third-Party Links

Our website may contain links to third-party websites. Creddio is not responsible for the content, privacy practices, or terms of any third-party site. Accessing third-party links is at your own risk.

10. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in India.

11. Changes to These Terms

Creddio reserves the right to modify these Terms of Use at any time. We will update the "Last updated" date when changes are made. Continued use of our platform after changes constitutes your acceptance of the revised terms.

12. Contact

For questions about these Terms of Use, contact us at:

creddio.co@gmail.com
India