Best price upfront.
Authorized dealerships put forward their best on-road price right away with itemized discounts. No showroom bargaining, no hidden add-ons, and completely free for buyers.
What is Creddio & How Creddio Works: The deal you deserve, without the dealership drama
Creddio is India’s first zero-spam new car buying platform built around buyer privacy and upfront pricing. Submit your car preferences once to receive verified, itemized on-road offers directly from authorized dealerships with complete price transparency and privacy.
Transparent pricing
delivered upfront.Authorized dealerships put forward their clearest on-road price right away, complete with itemized discounts. You receive finalized figures from verified brand partners without the back-and-forth negotiation.
Personal privacy
protected by design.Explore your options with complete peace of mind. Your phone number and email remain encrypted, shielding you from unwanted calls and relentless follow-ups. Showrooms only receive your details when you choose to connect.
Every verified offer,
reviewed in seconds.Review verified offers from multiple authorized showrooms in one simple view. Instead of spending entire weekends visiting showrooms in person, you can evaluate real on-road offers comfortably from your phone.
Free for buyers,
from start to finish.Creddio is completely free to use with zero platform fees, convenience charges, or surprise markups. You pay your chosen authorized dealer directly and take delivery of your new car with full brand warranty intact.
Buy your car in 3 steps
Tell us the car you have in mind. If you are exploring options, our car advisors help you find the right model according to your needs. You get personalized guidance with zero sales pressure, zero showroom visits.
Top authorised dealers in your city submit their best genuine on-road prices. Compare transparent offers side by side right from your phone, with every single rupee clearly broken down upfront.
Choose the offer you love and step into the showroom with total peace of mind. Celebrate the milestone with your family. Drive your brand new car home with pure excitement for the miles ahead.
The Showroom Way vs.
The Creddio Way
A transparent comparison between how traditional dealerships work and how Creddio optimise it across every stage of your purchase.
The Showroom Experience
A step-by-step walkaround of how traditional dealerships work across every stage of your purchase.
Single-Brand Product Expertise
Dealership advisors possess in-depth technical knowledge of their own vehicle line-up, focused exclusively on showcasing the strengths of their manufacturer.
Dealership Registration & Follow-ups
Providing your phone number logs your contact information into dealership inquiry desks, initiating routine sales follow-up calls.
Direct Dealership & Doorstep Test Drives
Showrooms arrange test drives on designated local routes or schedule a vehicle demo delivered directly to your home or office.
Single-Dealer Trade-in Appraisal
Your current vehicle is evaluated on-site by the dealership team, typically calculated as part of the overall new vehicle transaction.
Single-Brand Exchange & RC Liability
Resale desks focus primarily on their own brand, leaving the Registration Certificate (RC) in your name until an external buyer is eventually found.
Dealership Price Structure
Standard price sheets often package in-house dealer insurance, accessory kits, and handling fees into the total on-road estimate.
Target-Driven Sales Timelines
Showroom promotions and dealership sales cycles often encourage buyers toward faster booking decisions before month-end deadlines.
Single-Dealer Yard Allocation
Vehicle delivery timelines are restricted to individual showroom lot inventory, often extending waiting periods for in-demand trims and colors.
Internal Dealership PDI
Pre-delivery checks are conducted internally by showroom staff after full payment is collected and before RTO registration is finalized.
Dealership Allocation & Handover
Vehicle delivery schedules depend on local dealer processing, with final handover paperwork and vehicle walkthrough conducted at the showroom.
The Creddio Experience
A step-by-step walkaround of how Creddio works across every stage of your purchase.
Unbiased Cross-Brand Advisory
Automotive advisors evaluate models across all manufacturers, providing objective recommendations tailored purely to your lifestyle, driving needs, and budget.
Encrypted Contact Token & Zero Spam
Your personal contact details remain completely private. Dealership only gets your contact when you choose to proceed with their offer.
Coordinated Doorstep & Showroom Test Drives
Experience vehicles at your convenience with doorstep demos or schedule a vehicle demo delivered directly to your home or office.
Independent Certified Valuation
A comprehensive 120-point digital health audit is evaluated by certified partners, securing the highest fair market price for your trade-in.
Cross-Brand Trade-In Offset & Legal Indemnity
Certified valuation credits directly into your new car down payment across any brand, with an official Delivery Receipt guaranteeing complete legal indemnity.
100% Itemized Upfront Breakdown
Every rupee is clearly itemized, official ex-showroom, statutory RTO taxes, competitive insurance choices, and verified OEM schemes.
Self-Paced, Pressure-Free Evaluation
Review verified dealership offers at your own pace from home with family, with zero sales calls and complete control over your purchase.
City-Wide Multi-Dealer Inventory Matching
Allocation is matched across multiple authorized dealerships in your city, eliminating single-dealer waitlist delays to locate your exact variant.
Independent Pre-Registration PDI
Physical chassis VIN and stockyard verification are confirmed before registration funds are released, safeguarding vehicle build and condition.
Confirmed Allocation & Dealer Handover
Vehicle stock allocation and delivery timelines are officially confirmed, with direct authorized dealer handover and full OEM warranty intact.
Our promise to every buyer
Private by default.
Your phone number and email remain encrypted until you choose to accept an offer. Dealerships only see your vehicle requirements, and your personal data is never shared.
You decide at your pace.
Review and compare verified offers side-by-side right from your phone whenever you are ready. No showroom sales pitches, no artificial urgency tactics, and zero obligation to buy.
Questions? Answers.
Yes. Creddio enforces independent Pre-Delivery Inspection (PDI) verification as a standard milestone before registration funds are released. In traditional purchases, showrooms frequently collect 100% payment and initiate RTO registration before the customer inspects the car in person, making vehicle allocation irreversible even if transit defects, repainted panels, or older manufacturing batches are discovered. Through Creddio, you verify the assigned chassis number (VIN), manufacturing month, and physical condition at the stockyard before approving final registration.
No. Every verified offer on Creddio provides complete statutory freedom under IRDAI guidelines. Authorized dealerships cannot mandate "essential accessory packages" or require in-house insurance policies as a condition for vehicle allocation or discount eligibility. You have full freedom to unbundle optional accessories, select competitive external insurance, or transfer your accrued 50% No Claim Bonus (NCB) certificate from your previous vehicle, saving up to ₹40,000 without compromising warranty terms.
Traditional dealerships are restricted to their individual showroom yard inventory and will often cite extended waitlists to encourage buyers toward whatever colors or trims they have in stock. Creddio connects directly with multiple authorized brand dealerships across your metropolitan area. If your nearest dealer has an 8-week backlog, our platform identifies authorized partners who have physical stock allocation or an incoming transit trailer for your exact variant and color for immediate dispatch.
When trading in through Creddio, you receive an official Delivery Receipt (DR) with 100% legal indemnity immediately at vehicle handover. Traditional showroom exchanges often leave the Registration Certificate (RC) in your name for months while waiting for an external buyer, leaving you legally accountable for road accidents or traffic violations. Creddio’s certified evaluation partners assume immediate civil and criminal liability in writing, while crediting the certified valuation directly toward your new vehicle down payment.
No. Every verified proposal submitted through Creddio is a binding, 100% itemized offer. Showroom price sheets commonly introduce unexpected "handling charges", "logistics fees", or administrative paperwork surcharges during final billing. With Creddio, your official tax invoice issued by the authorized dealership must strictly match your accepted digital proposal, with statutory RTO taxes, TCS, and ex-showroom figures accounted for to the exact rupee.
Not at all. Your vehicle is purchased directly from and invoiced by an official authorized OEM dealership. Your delivery includes standard manufacturer warranties, optional extended warranty coverage, complimentary scheduled service vouchers, and 24/7 OEM roadside assistance. You enjoy unrestricted access to every authorized service center and workshop across India, exactly as if you had completed the purchase inside a physical showroom.
Yes. Every verified dealership proposal incorporates all eligible manufacturer promotions, seasonal schemes, and corporate partner concessions. Whether you qualify for corporate employer programs, institutional concessions (such as for defense personnel, medical professionals, or chartered accountants), or official OEM exchange bonuses, authorized dealerships apply the full statutory benefit directly to your itemized on-road price with zero deductions.
Have another question about how Creddio works?
Our automotive advisors are ready to guide you on vehicle allocations, on-road price breakdowns, and delivery timelines.
